equity Fund

Large Cap Mutual Funds

Invest in the top 100 companies by market capitalization for stable, long-term growth.

Avg. Return (5Y)

14.31%

No. of Funds

Risk Level

Moderate

Ideal Horizon

5+ years

Top Large Cap Mutual Funds Sorted by Returns

Scheme

Nippon India Large Cap Fund

Nippon India MF

Expense: 0.69%

1Y: 12.4%

3Y: 18.2%

5Y: 16.8%

ICICI Prudential Bluechip Fund

ICICI Prudential MF

Expense: 0.87%

1Y: 11.8%

3Y: 17.5%

5Y: 15.9%

Mirae Asset Large Cap Fund

Mirae Asset MF

Expense: 0.53%

1Y: 10.8%

3Y: 16.1%

5Y: 15.3%

Kotak Bluechip Fund

Kotak MF

Expense: 0.61%

1Y: 11.1%

3Y: 16.5%

5Y: 15.1%

HDFC Large Cap Fund

HDFC MF

Expense: 1.04%

1Y: 10.2%

3Y: 16.8%

5Y: 14.7%

SBI Bluechip Fund

SBI MF

Expense: 0.82%

1Y: 9.6%

3Y: 15.4%

5Y: 14.2%

* Returns are annualized and based on historical data. Past performance does not guarantee future results. Min. SIP: ₹500.

What is a Large Cap Fund?

Large-cap mutual funds invest primarily in stocks of India's top 100 companies by market capitalization. These household names — Reliance, HDFC, TCS, Infosys — have proven business models, strong balance sheets, and consistent earnings. By regulation, large-cap funds must allocate at least 80% of assets to these blue-chip stocks.

Key Advantages

Exposure to India's most established and profitable companies
Lower volatility compared to mid-cap and small-cap funds
Consistent and reliable returns over the long term
High liquidity — easy entry and exit

How It Works

Large Cap funds are mandated to invest at least 80% of their corpus in the top 100 companies ranked by market capitalization. Fund managers pick stocks from this universe based on their own research, valuation frameworks, and sector allocation strategies. The remaining 20% may be allocated to mid-cap or debt instruments depending on the fund's mandate.

Who Should Invest?

Investors seeking steady equity returns with lower volatility
First-time equity investors looking for a safe starting point
Those building a solid core portfolio foundation
Investors with a 5+ year investment horizon

Taxation

Short-term capital gains (holding < 1 year) are taxed at 20%. Long-term capital gains (holding > 1 year) up to ₹1.25 lakh per year are tax-free; gains above this threshold are taxed at 12.5%.