Equity Savings Funds
Triple mix of equity, arbitrage, and debt for low-volatility equity exposure.
9.18%
16
Low to Moderate
2+ years
Top Equity Savings Funds Sorted by Returns
HDFC Equity Savings Fund
HDFC MF
ICICI Prudential Equity Savings Fund
ICICI Prudential MF
* Returns are annualized and based on historical data. Past performance does not guarantee future results. Min. SIP: ₹500.
What is a Equity Savings Fund?
Equity Savings funds invest in a combination of equity, arbitrage, and debt. The arbitrage component provides low-risk equity-like returns, while direct equity and debt provide growth and stability respectively.
Key Advantages
- Triple diversification — equity + arbitrage + debt
- Lower volatility than aggressive hybrid
- Tax-efficient due to 65%+ equity+arbitrage
- Ideal stepping stone into equity investing
How It Works
Typically 20-40% in direct equity, 25-40% in arbitrage positions, and the rest in debt. The arbitrage portion captures price differences between cash and futures markets with minimal risk.
Who Should Invest?
- Conservative investors wanting tax-efficient returns
- Those transitioning from FDs to equity
- Investors seeking low-volatility equity exposure
Taxation
Equity taxation (65%+ in equity including arbitrage) — STCG at 20%, LTCG 12.5%.
Explore Other Hybrid Categories
Aggressive Hybrid Funds
22 funds • Avg. 14.85%
Balanced Hybrid Funds
8 funds • Avg. 10.65%
Dynamic Asset Allocation Funds
20 funds • Avg. 11.92%
Conservative Hybrid Funds
14 funds • Avg. 8.42%
Arbitrage Funds
22 funds • Avg. 7.15%
Multi Asset Allocation Funds
18 funds • Avg. 12.35%
Hybrid Fund of Funds
6 funds • Avg. 10.45%
Retirement Hybrid Funds
6 funds • Avg. 11.28%