hybrid Fund

Multi Asset Allocation Funds

Diversify across equity, debt, gold, and other asset classes in one fund.

Avg. Return (5Y)

12.35%

No. of Funds

Risk Level

Moderate

Ideal Horizon

3+ years

Top Multi Asset Allocation Funds Sorted by Returns

Scheme

HDFC Multi Asset Fund

HDFC MF

Expense: 0.62%

1Y: 13.2%

3Y: 14.5%

5Y: 12.8%

ICICI Prudential Multi Asset Fund

ICICI Prudential MF

Expense: 0.78%

1Y: 12.5%

3Y: 13.8%

5Y: 12.1%

SBI Multi Asset Allocation Fund

SBI MF

Expense: 0.55%

1Y: 11.8%

3Y: 13.1%

5Y: 11.5%

* Returns are annualized and based on historical data. Past performance does not guarantee future results. Min. SIP: ₹500.

What is a Multi Asset Allocation Fund?

Multi Asset Allocation funds must invest in at least 3 asset classes with minimum 10% in each. Typically they cover equity, debt, and gold/commodities, providing true multi-asset diversification in a single fund.

Key Advantages

True diversification across 3+ asset classes
Gold/commodity exposure acts as inflation hedge
Automatic rebalancing between assets
Reduced overall portfolio volatility

How It Works

The fund manager allocates across equity, debt, and gold (or other assets) based on their relative valuations and market outlook. Minimum 10% in each ensures genuine diversification.